Auto Loans

Refinanced
Auto Loans

AS LOW AS

5.99% APR*

RV & Boat
Loans

AS LOW AS

8.74% APR*

Motorcycle
Loans

AS LOW AS

7.49% APR*

Get into gear with a better auto loan.

Low auto rates and fast approvals put you in the driver's seat. Whether you are shopping for a new or used car, or even if you’re looking to save money by refinancing your auto loan, we can help!

We offer auto loans with:

Rates as low as 5.99% APR*
90-day no pay**
Learn about low-cost extended warranty and payment protection options

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Interest Rates Certified by Datatrac

Get MORE savings with Arbor

Here’s how you can save more and earn more just by banking with us.

Easy Loan Pre-Approvals

Affordable Loan Protection

Flexible Loan Terms

Ultra Low Loan Rates

Vehicle Price

Down Payment

Terms

Interest Rate*

Back Calculate

Current Monthly Payment

Balance Left on Loan

Current Interest Rate

New Interest Rate

Remaining Loan Term

New Loan Term

Back Calculate

I'm ready to get started.

It’s time to get rolling in a new car; let Arbor Financial be your co-pilot. We’ll get you the vehicle loan you need, and additional protection if you want it.

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Thank you for calculating your payment! Interested in refinancing?

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Information and interactive calculators are available as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Apply 24/7 in 3 Easy Steps, or Call 269.488.5945!

1. Apply Online - Get the ball rolling with our quick and easy online application.

2. Sign Your Loan - Agree to the loan amount, rates, and terms associated with your loan.

3. Get a Check - Turn your loan into the new car you’ve been dreaming about

Auto Loan Resources

eBook

Credit Score Guide

Three little numbers can have a big impact on your life. Exactly what do they mean? Our free e-book can help you crunch them.

Everything You Need to Know as a First-Time Auto Buyer

The Benefits of Getting Pre-Approved for an Auto Loan

eBook

Credit Score Guide

Three little numbers can have a big impact on your life. Exactly what do they mean? Our free e-book can help you crunch them.

Everything You Need to Know as a First-Time Auto Buyer

The Benefits of Getting Pre-Approved for an Auto Loan

Helpful Information

When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.

Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.

When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.

Eligible for auto, RV, and boat loans
Only eligible after three consecutive payments have been made
Request must be received seven days prior to an outstanding payment

The last thing you want to think about is your sweet new ride being totaled, but it’s important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy, protects you from total loss and/or covers repairs.

- Guaranteed Asset Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.

Extended Vehicle Warranty Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy transferable plans, a zero deductible, nationwide coverage, and Emergency Roadside Service throughout the life of the contract. Our members saved a total of $191,101 in mechanical repairs in 2022 alone^**!

Learn more

Life is unpredictable. It's prudent to prepare for the unexpected. Our policy is to make sure you have the right kind of protection.