Arbor Financial has solutions for you to make purchases quickly, securely, and hassle-free by simply adding your debit card into your digital wallet, or by using your contactless debit and credit cards. No matter which you choose, you can pay in seconds. Plus, having your debit and credit cards loaded into your digital wallet is a nice backup in case you forget your cards at home. You’ll still have options to tap and pay! 

What’s Tap & Pay?

Tap-to-pay technology offers better security and reliability compared to traditional payment methods. By using encryption and one-time use codes, it effectively safeguards against fraudulent transactions. These contactless cards are notably resistant to counterfeiting and cloning, especially when utilized with contactless terminals or ATMs. To learn more about the benefits of tap-to-pay technology and digital wallets, click here. 

When you use tap-to-pay technology, you can expect:

1. Convenience – Tap, pay, and be on your way! Simply pull out your card, tap, and pay in a matter of seconds. The versatility of contactless payments also allows you the option to ditch the card and use your phone or smartwatch to make the same secure purchases via your digital wallet. 
2. Secure Transactions — Every contactless payment transaction includes a one-time-use encryption code to prevent counterfeit fraud. In fact, contactless cards have the lowest fraud rate of any payment type.
3. A Speedy, Touch-Free Checkout – Up to 10 times faster than swiping, inserting, or using cash, your contactless debit card or digital wallet makes purchases faster than ever.

How It Works

Tap – Simply tap your contactless Arbor Financial card or smart device to the reader.

Pay – Follow the checkout terminal prompts.

Go! – Transactions are processed within seconds. Confirm your payment, and you're all set to go!

Where to Use It and Other Benefits

Making purchases is easy, safe, and secure when you use your contactless card or digital wallet in-store, online, or in-app. With our mobile app and online banking, you enjoy 24-hour access to your account information and purchase history. You can even lock or unlock your card(s) for security using the Arbor Financial Card Control app.

Plus, purchases made using your digital wallet will qualify towards your Momentum Checking, so tap and pay away! Don’t have an account with us yet? Get started by, applying online, stopping by any branch, or scheduling an appointment with us.