Refinance Your Mortgage

Now is the perfect time to consider tapping into the equity of your home to free up extra funds or lower your monthly payment.

Your Mortgage. Your Way.

Cash Out Refinance

If you have equity in your home and need to free up some funds, cash-out refinancing is a great option.

Home improvements
Paying down higher interest debt
Down payment on second home

Lower My Payment

Interested in decreasing your monthly mortgage payments? That’s actually one of the most common reasons to refinance!

Free up cash flow
Pay down debt
Save for the future

Shorten My Loan Term

Reduce your loan term by refinancing your mortgage, so you can pay off your home sooner.

Preparing for retirement
Pay off your home faster
Pay less in interest

Today’s Current Refinance Rates:

Why choose Arbor Financial?

Arbor believes in investing back into the Southwest Michigan community. That’s why we offer:

Low and no down payment mortgage options
Easy pre-approval and online applications
Local loan experts to help you navigate the process

"Having only been homeowners for a year prior to our refinance, we were a little nervous to go through the loan process. Arbor educated us on our options, walked us through the action items and communicated with us every step of the way. Kyle did an amazing job answering our constant questions and providing in depth explanations that we could understand. The entire process was smooth and timely. We were so impressed and are SO glad we made the change to Arbor Financial!"

- Joe G.

How to refinance your home loan

Already a homeowner? Refinancing feels very similar to when you applied for your first mortgage. When you apply, you’ll need to qualify for a specific mortgage type, secure an interest rate, and cover closing costs.

Use our mortgage refinance calculator today to get an approximate estimate for what a refinanced loan will look like. If you decide refinancing is right for you, there are a few additional steps to ensure you get the most from your refinanced mortgage.

When you apply to refinance your mortgage, consider the following steps: