Holiday Hours

Remote banking services are readily available to serve you! Members have access to Mobile and Online Banking, remote check deposit, TellerPhone 24, night deposit boxes, and more through digital banking services.

All Arbor Financial branches will be closed in observance of the following 2025 Federal Holidays

- New Year's Day (January 1)

- Martin Luther King Jr. Day (Third Monday in January - January 20)

- Presidents Day (Third Monday in February - February 17)

- Memorial Day (Last Monday in May - May 26)

- Juneteenth (June 19)

- Independence Day (July 4)

- Labor Day (First Monday in September - September 1)

- Columbus Day (Second Monday in October - October 13)

- Veterans Day (November 11)

- Thanksgiving Day (Fourth Thursday of November - November 27)

- Christmas Eve (December 24)

- Christmas Day (December 25)

- New Year's Eve (December 31 - Branch open 9am-12pm)

Branches/ATMs

Convenient access to your money is a given with Arbor Financial. Visit one of our Michigan credit union branches or find one of more than 30,000 free ATMs wherever you travel.

Physical Address
1551 S 9th St
Kalamazoo MI 49009

Get Directions

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
5991 Gull Road
Kalamazoo MI 49048

269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
5250 S Westnedge Ave
Portage MI 49002-0405
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
2019 W Centre Ave
Portage MI 49024
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
8910 Portage Rd
Portage MI 49002
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
811 W Michigan Ave
Three Rivers MI 49093
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
701 S Paw Paw St
Lawrence MI 49064

269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: CLOSED
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.

Physical Address
315 E St Joseph St
Paw Paw MI 49079
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
1386 M-89
Otsego MI 49078
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Physical Address
7200 Kalamazoo Ave, SE
Caledonia MI 49316
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: CLOSED
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: CLOSED
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.

Physical Address
3961 32nd Avenue
Hudsonville MI 49426
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: CLOSED
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: CLOSED
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.

Physical Address
2757 44th St, SW
Wyoming MI 49519
269.375.6702

Get Directions

Mailing Address
1551 S 9th Street
Kalamazoo, MI 49009

Lobby Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: 9:00 a.m. to 12:00 p.m.
Sun: CLOSED

Drive-Thru Hours
Mon - Thu: 9:00 a.m. to 5:00 p.m.
Fri: 9:00 a.m. to 5:30 p.m.
Sat: 9:00 a.m. to 12:30 p.m.
Sun: CLOSED

Features

ATM 24X7
Night Drop Box:
Collection Times
Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.

Lighthouse Title Agency- Arbor LLC

We partner with Lighthouse Title Group to help you with all your title needs. For peace of mind and a premier customer experience, trust Lighthouse Title Agency - Arbor for all your title services and real estate closings.

Contact us:
call 269.359.3588 or email info@lighthousearbor.net

Get Directions

Physical Address
6401 Quail Run Drive
Kalamazoo, MI 49009

Hours
Mon - Fri: 9:00 a.m. to 5:00 p.m.
Sat: CLOSED
Sun: CLOSED

Find a Surcharge-Free ATM Near You

Use the locator feature on the CO-OP website.

Download the app:

iPhone or Android

Text any ZIP Code to 91989 to find a nearby CO-OP ATM.

Call 888.748.3266 to find a site by phone.

Not A Member Yet?

If you live, work or worship in the state of Michigan, you can join Arbor Financial Credit Union. Why choose us? We offer a high-return savings accounts and low-interest loans. Awesome membership discounts and expert financial advice. And checking accounts with loads of free features, including Online Banking, Mobile Banking and Web Bill Pay. No, we're not a bank. We're something better.

Plus, enjoy these member-only discounts.

Join Now

Personal Banking Services

With convenient banking services to get you on the right financial track, we provide support and solutions for anyone hoping to achieve their financial goals.

Momentum Checking

Earn up to 4.00% APY* simply for swiping your card. With our Momentum Free Checking account, the more purchases you make, the higher your returns on your account balance. Requiring no minimum balance or monthly fees, it’s a win-win for everyone.

Volt Account

Available to members aged 13-24, our Volt Account bundles savings and checking with special perks that enable you to manage your money from a young age. This way, you can confidently build your financial future.

Auto Loans

Whether you need a brand new car, you’re interested in purchasing a used vehicle, or you want to refinance your existing auto loan, our low and comprehensive auto loans will get you where you need to go.

Mortgages

Purchasing the home of your dreams shouldn’t be placed on the backburner simply because of finances. Our mortgage options fit your lifestyle and budget, allowing you to build a strong foundation and grow roots in a home that’s ideal for your family.

Credit Cards

Credit cards are an indispensable way of life for people. But finding the right one is key. Save some money, build your credit, and take advantage of our new Rewards program or our low rate Advantage card!

Certificate of Deposits

Whether you're saving to buy something big in a few years, or to retire in Michigan in a few decades, put some money in a Certificate of Deposit and simply let your guaranteed earnings grow over time.

Achieve Financial Growth With Arbor Financial Credit Union

We offer valuable financial products and thoughtful guidance for future and immediate financial growth based on your specific needs and your wants.

Home equity line of credit as low as 8.00% APR**

Auto loans up to 36 months as low as 5.99% APR*

Personal loans up to 36 months as low as 10.99% APR*

*Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and are determined by your credit score at the time of application. Some restrictions apply. Rates subject to change.

**Annual percentage rate (APR). The Home Equity Line of Credit APR is a variable rate and is determined by the Prime Rate plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The maximum APR that may be imposed is 15%. Subject to credit approval.

Words from our members:

Nancy, a Arbor Financial Credit Union Member

"It's just so easy to get things done here. I can call and apply for a loan, no problem. I love to utilize mobile and online banking services. I haven't been into a branch in what feels like forever."

Nancy, Arbor Financial Credit Union Member

Kim, a Arbor Financial Credit Union Member

"I keep coming back into the branch to see my favorite people. I love the customer service I receive and the feeling of community I get whenever I walk into the branch."

Kim, Arbor Financial Credit Union Member

Katie, a Arbor Financial Credit Union Member

"I get more with Arbor Financial through a lot, actually. I get more convenience in my life with how easy it is to get things done. Not to mention how amazing the mobile and online banking services are."

Katie, Arbor Financial Credit Union Member

Adam, a Arbor Financial Credit Union Member

“I Get More with Arbor by receiving incredible loan rates on my vehicle I purchased this year. Additionally, the staff at the branch I bank at are exceptional in their customer service and very friendly.”

Adam S., Arbor Financial Credit Union Member

Jane and Arbor Financial member smiling outside of an Arbor location.

“I have been a member for over 9 years and the thing I love most about Arbor Financial is the community. I’m so thankful and happy that we live in a community where we can stay close to people through everyday interactions. Joanne, the Centre Street branch manager, was a close friend of mine in high school and I taught her children in school.”

Jane, Arbor Financial Credit Union Member

Michelle and Corey standing outside of an Arbor Financial Credit Union location.

"Some of our favorite things about Arbor Financial are the online and mobile banking services. We find it so convenient and it makes our life so much easier."

Michelle and Corey, Arbor Financial Credit Union Members

Customer service representative at call center.

"Great customer service as always!"

Charon M., Arbor Financial Credit Union Member

"We didn't need to call anyone else. We knew Arbor Financial would have what we needed."

Jennifer, Arbor Financial Credit Union Member

Jennifer outside of Arbor Financial Credit Union location.

"The super low interest rate on our 10 year consolidation loan has helped us pay off our mortgage faster than we ever thought possible."

Jennifer D., Arbor Financial Credit Union Member

Barbara, an Arbor Financial Credit Union member.

"The tellers and staff at Arbor Financial conduct business so professionally and friendly. I feel at home when I enter the branch and see Carolyn and her team.”

Barbara, Arbor Financial Credit Union Member

"Having only been homeowners for a year prior to our refinance, we were a little nervous to go through the loan process. Arbor educated us on our options, walked us through the action items and communicated with us every step of the way. Kyle did an amazing job answering our constant questions and providing in depth explanations that we could understand. The entire process was smooth and timely. We were so impressed and are SO glad we made the change to Arbor Financial!"

Joe G., Arbor Financial Credit Union Member

Bank With Us, Grow With Us.

Find comfort in knowing that your finances are in good hands with friendly and attentive professionals who have your best financial interests at heart.

Our team at Arbor Financial Credit Union can assist with your banking needs, provide valuable financial guidance, and help you manage and advance your assets in the most responsible way.